Practice Area

Bankruptcy & Debt Relief

When debt becomes overwhelming, it can feel like there is no way out. Bankruptcy may provide a legal path toward reducing or reorganizing debt and getting a fresh financial start. Pierson Legal Services can help you understand your options and determine whether bankruptcy is right for you.

7

Chapter 7 Bankruptcy

Chapter 7 bankruptcy may allow eligible individuals to discharge certain unsecured debts and obtain a fresh financial start. The process involves specific eligibility requirements and rules regarding property and exempt assets.

Chapter 7 bankruptcy can help individuals and families struggling with overwhelming debt achieve a fresh financial start. Also known as liquidation bankruptcy, Chapter 7 may allow eligible individuals to discharge certain unsecured debts, such as credit cards and medical bills. A Chapter 7 bankruptcy attorney can help you understand your options, eligibility, and the bankruptcy process.

13

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows eligible individuals with regular income to create a court-approved repayment plan, generally lasting three to five years.

Chapter 13 bankruptcy helps individuals with regular income manage overwhelming debt through a court-approved repayment plan. It may allow eligible individuals to keep their property while making affordable payments over a three- to five-year period. A Chapter 13 bankruptcy attorney can help you understand your options and guide you through the repayment process.

Debt Relief

Bankruptcy May Help With…

  • Credit card debt
  • Medical debt
  • Personal loans
  • Creditor collection actions
  • Repossession
  • Foreclosure
  • Other overwhelming debt

Think Bankruptcy Might Be Right for You?

Address: 5300 MacCorkle Ave SE, Charleston, WV 25304

Phone: (304) 925-2400

Schedule a Consultation

This field is for validation purposes and should be left unchanged.
A short summary is plenty. Please don’t include confidential details.
Submitting this form does not create an attorney-client relationship.